Wedding Insurance

Discussion in 'Planning your Wedding' started by jojo, Dec 5, 2010.

  1. jojo

    jojo

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    Hi all,
    I am looking at different types of wedding insurance but am not sure when to take out a policy. We are putting a deposit down for our venue this week. As the wedding isn't until July 2012 and we are not going to be spending anymore for a few months is it better to wait until more deposits are put down nearer the date as there is not much risk at the moment?
     
    jojo, Dec 5, 2010
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  2. jojo

    Mrs T2B (Kel)

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    when I read up about insurance I read that some policies are only valid if you take out the insurance as soon as you put down the first deposit.

    In my opinion you might as well take it out now, it will last until the wedding (of course! :) ) and you're covered, it will never get any cheaper to buy, so if you're getting it, might as well get it asap.

    We used Debenhams and went via Quidco and got cash back. Didn't need to use it though thankfully :)
     
    Mrs T2B (Kel), Dec 5, 2010
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  3. jojo

    Becky

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    I agree with Kel - it's worth doing sooner rather than later. We have taken out insurance, it was fairly cheap but hopefully won't be needed! :)
     
    Becky, Dec 5, 2010
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  4. jojo

    airy_fairy

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    I'd go with getting it now - you will need it to cover your venue but also you'll probably pick up bits and pieces here and there when you see good prices - my friend went dress trying on just for ideas, saw a dress on the sale rack that she loved for £400 (reduced from £2400!!) and bought it then and there... you never know!
     
    airy_fairy, Dec 5, 2010
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  5. jojo

    MrsBoucher2B2012

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    we arent bothering with insurance everything is paid for using the credit card so it is safe and we just pay off the card as soon as we get the bill using the wedding fund. Our house insurance will cover things like our rings, my dress etc.

    But if you are getting you might as well getting it as soon as you start getting stuff booked
     
    MrsBoucher2B2012, Dec 5, 2010
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  6. jojo

    airy_fairy

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    the credit cad option works too :) I just wish i could trust myself to pay it off :)
     
    airy_fairy, Dec 6, 2010
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  7. jojo

    jojo

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    Thanks everyone I think I will get straight onto it, just for peace of mind its a small price to pay;)
     
    jojo, Dec 6, 2010
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  8. jojo

    Becky

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    Good plan :)
     
    Becky, Dec 6, 2010
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  9. jojo

    MrsBrown

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    We had to have insurance the venue insisted on it, (it had to incude up to 2million pound (or somet stupid like that) liability insurance in case we burnt down the listed building or something ha ha!!) anyway we had debenhams and luckily didnt burn it down! But we just got some vouchers to use because we didnt make a claim yeh!
     
    MrsBrown, Dec 6, 2010
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